Chirayu Ayushman Bharat Yojana Haryana 2026: Until now, Haryana’s Chirayu Ayushman cover mainly helped families with lower incomes. That has changed: families earning more than ₹1.8 lakh a year can now get cashless hospital treatment of up to ₹5 lakh per year by paying a small annual premium, starting from ₹1,500. Registration is open only until 30 November 2026, so here is everything you need to know about the premium, eligibility, documents, and how to enrol.
Chirayu Ayushman Bharat Yojana Haryana 2026 Summary
| Scheme Name | Chirayu Ayushman Bharat Yojana (Comprehensive Health Insurance of Antyodaya Units) |
| In Hindi | चिरायु आयुष्मान भारत योजना |
| State | Haryana |
| Original Launch | 21 November 2022 |
| What’s New | Expansion to families with annual income above ₹1.8 lakh, on payment of a premium |
| Cover | Cashless treatment up to ₹5 lakh per family per year at empanelled hospitals |
| Premium | ₹1,500 / ₹4,000 / ₹5,000 per year, depending on income slab |
| Registration Window | 15 September 2026 to 30 November 2026 |
| Policy Period | 1 November 2026 to 31 October 2027 |
| Official Website | chirayuayushmanharyana.in |
What is Chirayu Ayushman Bharat Yojana?
Chirayu is Haryana’s own extension of the central Ayushman Bharat PM-JAY scheme. It was launched on 21 November 2022 to give health cover to families who were not part of the central scheme’s list, and the treatment is provided through the Ayushman Bharat Haryana Health Protection Authority at empanelled hospitals across the state.
Families with a verified annual income of up to ₹1.8 lakh are covered free of cost. In August 2023, the scheme was extended to families earning between ₹1.8 lakh and ₹3 lakh against a nominal annual contribution. Now, in 2026, the state has opened the scheme to all higher-income families as well.
What’s New in 2026
The Haryana Government has expanded the scheme so that families with annual income above ₹1.8 lakh can avail cashless healthcare by paying an annual premium that depends on their income. Your eligibility and premium slab are decided on the basis of the verified annual income recorded in your Parivar Pehchan Patra (PPP / Family ID), not on a certificate you submit separately.
Premium Rates (Income Slab-wise)
| Annual Family Income (as per PPP) | Premium per Year |
|---|---|
| Up to ₹1.80 lakh | Free (existing Chirayu beneficiaries) |
| ₹1.80 lakh to ₹3 lakh | ₹1,500 |
| ₹3 lakh to ₹6 lakh | ₹4,000 |
| Above ₹6 lakh | ₹5,000 |
The premium is per family per year, and every enrolled family gets the same cover: cashless treatment of up to ₹5 lakh per year at empanelled hospitals.
Eligibility (पात्रता)
- You must be a resident of Haryana with a valid Parivar Pehchan Patra (Family ID)
- Your family’s verified annual income in the PPP decides which category you fall under
- Families with income above ₹1.8 lakh can now enrol by paying the premium for their slab
- Families with income up to ₹1.8 lakh continue to be covered free of cost
Because the whole process runs on your PPP data, an outdated or wrong income entry in your Family ID can put you in the wrong slab or show you as ineligible. If your income details have changed, get them corrected on the PPP portal before you apply.
Documents Required
- Parivar Pehchan Patra (PPP / Family ID): the most important document, since the application cannot proceed without it
- Mobile number registered with your PPP ID (an OTP is sent here)
- Aadhaar card of the family members
- Online payment method (UPI, net banking, or card) to pay the premium
How to Apply Online
Applications run through the official Chirayu portal. These steps are based on how the portal has worked in previous enrolment rounds, so follow the on-screen prompts if any screen looks slightly different this year.
- Visit the official website: chirayuayushmanharyana.in
- Click the Apply option on the homepage
- Read and accept the scheme declaration, then continue
- Enter your PPP Family ID and verify
- Enter the OTP sent to the mobile number registered with your PPP
- Check your family details and eligibility shown on screen, including your income slab
- Fill in the application form
- Pay the annual premium online to complete your registration
- Save your payment receipt and registration details
If you are not comfortable applying online, visit your nearest Common Service Centre (CSC) with your Family ID and registered mobile number, and the operator can help you register.
Important Dates
| Event | Date |
|---|---|
| Registration and payment portal opens | 15 September 2026 |
| Last date for registration and payment | 30 November 2026 |
| New policy period starts | 1 November 2026 |
| Policy period ends | 31 October 2027 |
The Scheme in Numbers
As per the Haryana Government’s latest announcement:
- 40,27,391 beneficiaries have received treatment under PM-JAY and Chirayu in 1,307 empanelled hospitals across Haryana
- Claims worth ₹4,617.45 crore have been settled so far
- 1.42 crore PM-JAY/Chirayu cards have been issued
- 47,547 families in the ₹1.8 lakh to ₹3 lakh income bracket have already availed the benefits
Important Links
| Official Website (Registration and Payment) | chirayuayushmanharyana.in |
| Parivar Pehchan Patra (Family ID) Portal | meraparivar.haryana.gov.in |
| Ayushman Bharat Haryana Health Protection Authority | ayushmanbharat.haryana.gov.in |
Fraud alert: Register and pay the premium only on the official website, chirayuayushmanharyana.in. Do not share your OTP or make payments through any link sent on WhatsApp or SMS.
FAQs
Chirayu Ayushman Bharat Yojana kya hai? It is Haryana’s state extension of Ayushman Bharat PM-JAY, giving families cashless treatment of up to ₹5 lakh per year at empanelled hospitals. From 2026, families earning above ₹1.8 lakh can also join by paying an annual premium.
Income ₹1.8 lakh se zyada hai to premium kitna dena hoga? Families earning ₹1.8 lakh to ₹3 lakh pay ₹1,500 a year, those earning ₹3 lakh to ₹6 lakh pay ₹4,000 a year, and those earning above ₹6 lakh pay ₹5,000 a year.
What is the last date to register? The registration and payment portal stays open until 30 November 2026.
Till when will the new policy be valid? The new policy period runs from 1 November 2026 to 31 October 2027.
How is my premium slab decided? It is decided by the verified annual income recorded in your Parivar Pehchan Patra (Family ID). If that income is outdated or wrong, update it on the PPP portal before applying.
Do families with income up to ₹1.8 lakh have to pay anything? No. Families with a verified annual income up to ₹1.8 lakh are covered free of cost under Chirayu.
Can I apply without a Family ID? No. The application starts with PPP verification, so you need a valid Family ID first.
Is Chirayu the same as the central Ayushman Bharat PM-JAY? Not exactly. Chirayu is Haryana’s own extension that covers families outside the central scheme’s list. Both are run together through the Ayushman Bharat Haryana Health Protection Authority.